Your Financial Passport for the Informal Economy
HisaabScore builds your credit score from your everyday financial life. Turn your receipts and mobile money statements into opportunities.
Get Your Score in 3 Simple Steps
Our secure platform makes it easy to build your financial identity from the documents you already have.
Upload Documents
Snap photos of receipts, or upload utility bills and mobile money statements from your phone.
AI-Powered Analysis
Our smart OCR and AI categorize your transactions, identifying income, expenses, and bill payments.
Receive Your Score
Get a comprehensive credit score and a detailed report you can share with lenders.
Unlock Your Financial Future
Everything you need to build credit and access fair financial services.
Seamless Document Upload
Use your phone's camera or file picker. Our app works online and offline, queuing uploads for when you have a connection.
- Camera integration for instant receipt capture
- Offline mode with automatic sync
- Support for multiple file formats
Bank-Ready PDF Reports
Generate professional, detailed credit reports to share with lenders and financial institutions.
- Professional PDF format accepted by banks
- Secure sharing with time-limited links
- Optional password protection
Holistic Credit Scoring
Our algorithm looks beyond traditional metrics, considering income consistency, expense management, and financial discipline.
- AI-powered transaction categorization
- Real-time score updates
- Personalized improvement tips
Trusted by Entrepreneurs and Freelancers
See how HisaabScore is helping people in the informal sector unlock financial opportunities.
"For the first time, I could show a bank my real income. HisaabScore helped me get a loan to expand my shop."
"As a freelancer, my income is irregular. HisaabScore understood this and gave me a fair score that I used to get a new motorcycle."
"The dashboard helped me understand where my money was going. I've improved my score by 150 points in just 3 months!"
Ready to Build Your Credit?
Join thousands of others and take the first step towards a better financial future. It's free and takes only 5 minutes.